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🏖️ Retirement Corpus Calculator
Find out exactly how much you need to save to retire. Estimate your retirement corpus accounting for inflation, life expectancy, and post-retirement returns.
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Retirement Target Summary
FIRST YEAR EXPENSE AT RETIREMENT
0
(Adjusted for inflation)
TOTAL LIFETIME WITHDRAWALS
0
(Sum of all post-retire expenses)
TARGET RETIREMENT CORPUS
0
(Amount you need saved on Day 1 of Retirement)
Growing Annuity Corpus Formula:
$$C = E_r \times \frac{1 – \left(\frac{1+i}{1+r}\right)^N}{\frac{r – i}{1+r}}$$
Corpus vs Interest Earned (Funding Withdrawals)
Target Corpus
Interest Earned (Post-Retirement)
📅 Post-Retirement Withdrawal Schedule
| Retirement Year | Opening Corpus | Annual Withdrawal | Interest Earned | Closing Balance |
|---|
Mastering Your Retirement Strategy
A Retirement Corpus is the total pool of invested money you need on the day you stop working. Because inflation continually drives up the cost of living, your corpus must be large enough to not only cover your immediate expenses but also sustain increasing withdrawals year over year.
The Power of Post-Retirement Returns: You do not need to save 100% of your lifetime expenses in cash! Because your retirement corpus will remain invested (earning interest) while you slowly draw it down, a significant portion of your future withdrawals will actually be funded by the interest generated during your retirement years.
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